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Eligibility of Cover

Valid Singapore identification document
You have a NRIC, Employment Pass, Work Permit, Long Term Visit Pass, Dependent Pass or Student Pass.

For Adult Cover
At least 18 years old.

For Child Cover
Unmarried, unemployed; and
Below 18 years old, or up to 25 years old if studying full-time in a recognized institution of higher learning

Annual Multi-Trip Plan:
You and the other Adult Family Member can travel separately. However, the Children who travel must always be accompanied by either one of the Adults insured under this Policy.
The maximum duration per trip is 92 days.

For this Policy to be effective:
You must purchase the Policy in Singapore before You leave Singapore

Some of the Exclusions

X Behavioural Exclusions
Any wilful or illegal act; Suicide or intentional self-injury; Any behaviour under the influence of alcohol or unprescribed drugs

X Medical Exclusions
Any pre-existing medical condition; Pregnancy-related conditions; Travelling to seek medical treatment; Any sexually transmitted diseases

X Activity Exclusions
Sports played in a professional or competitive capacity; Participating in extreme sports (such as big wave surfing, cliff jumping, ultra-marathon)

X Travel Exclusions
Travelling in, to or through Afghanistan, Cuba, Crimea, Democratic Republic of Congo, Iran, Iraq, Liberia, North Korea, Sudan or Syria

X Circumstantial Exclusions
Circumstances involving war, government action or nuclear risks


SmartTraveller Brochure

Summary of Benefits

Policy Wordings